Alfa-Bank was the first to launch an option with a guarantee of a reduction in the mortgage rate
Alfa-Bank was the first among banks to offer customers an option that allows you to reduce the loan rate to the market rate in the event of a reduction in the key rate of the Central Bank.
The option with a guarantee of a rate reduction can be included in the contract when applying for a mortgage for housing under construction and finished housing. You can use it once at any time. To reduce the rate, you do not need to collect certificates and conduct a new refinancing transaction - it is enough to contact the bank with a request.
"The option that we have launched is not a floating rate. We offer a unique solution that allows our clients to adapt their current rate to more favorable market conditions and reduce costs, both financial and time, that arise during refinancing," said Artem Ivanov, Head of the Retail Credit Products Development Department at Alfa-Bank.
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